Objectives of the Product

Crop insurance faces several challenges that can affect its effectiveness and sustainability. One significant issue is the inefficiency and high costs associated with loss adjusters. The process of assessing crop damage often relies on manual inspections, which can be time-consuming, inconsistent, and prone to human error.

Saturnalia leverages cutting-edge satellite technology to provide daily monitoring and analysis of agricultural crops. Its service offers near real-time insights into crop health, growth patterns, potential issues and damage assessment, enabling growers and crop insurance companies to make informed decisions swiftly and accurately.

Insurance companies benefit from Saturnalia’s technology to better estimate risks, manage claims, reduce fraud, and assess damage from natural disasters. The potential for transformation in these traditionally conservative industries is immense. The Saturnalia monitoring service is a tool for insurance companies to quickly assess the extension of damage and support the loss adjusters’ activity in the field.

Customers and their Needs

Insurance companies need to support experts in correctly assessing damage caused by natural events (hail, frost and excess of water). They also need prompt access to weather data for damage assessment. Moreover, they need to measure risk associated with every single parcel crop.

Targeted customer/users countries

Saturnalia HFE’s targets are crop insurance companies operating in Europe, especially in Italy.

Product description

Saturnalia HFE aims to become a reference to help loss adjusters in the field. Our plan is to use satellite imagery to support crop insurance activities. Automatic damage assessment is not available on the market as it requires data, know-how and continuous interaction with end-users to be built. Loss adjusters are going to use the Saturnalia app to collect data in the field, providing a constant feedback flow.

Added Value

Saturnalia HFE stands out as it has built, together with the leaders in the agriculture insurance market, a full suite of tools to fill the data gap in the crop insurance value chain: from daily satellite monitoring to a GIS platform to manage portfolios and an app for data collection in the field, Saturnalia HFE is covering every aspect of the value chain. Its main added value is the strong connection with the end users and fast response, given the customers’ feedback. Data from satellites enable an objective measurement of anomalies, leaving loss adjusters to focus on the other operations, improving throughput and accuracy.

Current Status

The project is running at maximum capacity. The Factory Acceptance Test was passed and the project is progressing fast.

Interaction with insurance companies and brokers has been very intensive and feedback has been integrated. Needs have been identified and implemented in order to get closer to product-market fit. One new customer has started to use our services. Moreover, pilot cases are going with companies in Argentina, Brazil and Australia. Saturnalia was present at AgroInnova in March 2026, in Villa Carlos Paz (Argentina).

On the technical side, we have completed a new triage model for quick assessment of hail damage. Moreover, a new model for satellite damage assessment has been developed based on TCN models. The hail detection module has been completed and provides probability, duration, direction and size. The On-Site Acceptance Test meeting is planned for May 2026.